Avoid jargon as you learn and practice asking your professionals for the outcome you desire. It will make you a fortune.
Instead of asking your accountant to form a discretionary trust, ask instead for a structure that will protect your assets, offer some income, estate and tax planning benefits.
Better yet say “I want to buy investment assets. I will borrow against my home and against the assets. There may be losses from time to time. In ten years I want $2Million in assets and an income before interest of 5% ($100K). How do you recommend I structure this? I hear a hybrid discretionary trust is worth considering, but I’m not the expert.”